Max 401k Contribution Catch Up 2025. In fact, in the new year, you can defer up to $23,500 into your 401(k), which is up from the $23,000 cap in 2025. There is a higher 401(k) contribution limit for 2025.
Here’s why you should update your account now, financial experts say. In 2025, employers and employees together can contribute up to $69,000, up from a limit of $66,000 in 2023.